Financial Aid Types

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Types of Financial Aid Programs

There are bascially two types of financial aid:
1. Gift Aid ~ Free money	2. Self-Help Aid ~ Earned Money
Grants Scholarships Tuition	Work Loans

Click on the Student Guide in the left-hand menu for more detailed information about the programs and how federal financial aid really works. The college receives funding from many resources: federal and state governments, private donors, military, agencies, and community foundations or organizations.

Apply for as many scholarships as you can to lower the amount you have to borrow. All scholarships are not necessarily need-based, so you are encouraged to be diligent in your search for funding.

The college participates in the following: Gift-Aid and Self-Help Aid programs:

PROGRAMS	DESCRIPTION
Federal Pell Grant	Grants for financially needy undergraduate students who have not earned a bachelor's or a first professional degree.
Federal Supplemental Educational Opportunity Grant	Grants for undergraduate students with exceptional financial need. (Federal Pell Grant recipients with lowest EFCs)
Federal Academic Competitiveness Grant	Grants to undergraduate U.S. Citizens who graduated from high school after Jan 2005, 3.0 grade point average, Federal Pell Grant recipient, and enrolled full-time in a degree program.
Federal Work Study Program	Self-help program on and off campus employment to eligible undergraduate and graduate students.
Federal Direct Subsidized Loan	The Federal Govt will use their own funds to make low-interest loans to help financially needy students. "Subsidized" by government payment of interest.
Federal Direct Unsubsidized Loan	Enables students who don't qualify for interest subsidies to obtain Federal Direct Unsubsidized Loans; terms/conditions are usually the same as Federal Direct Subsidized Loan.
Federal PLUS Loan	Loans to parents for college expenses of their dependent children.
Hawaii Student Incentive Grant AKA Leveragng Educational Assistance Program (LEAP)	Tuition grants funded by both federal and state to financially needy undergraduate students attending at least half-time. Must be a Hawaii resident.
State Higher Education Loan	Low-interest rate loans for financially needy undergraduate and graduate/professional students who are bonafide Hawaii residents.
State Tuition Opportunity Grants and Achievement Scholarships	Tuition grants and scholarships to resident or non-resident undergraduate and graduate/professional students who demonstrate financial need, merit, or service.
State Centennial Scholarship	Tuition scholarships available to resident Hawaii high school graduates after May 2007, 3.8 grade point average, 1800 on SAT, or 27 composite score on ACT
State B-Plus Scholarship	Scholarships to resident Hawaii high school graduates including charter schools, after June 2006, 3.0 grade point average or higher, and qualified for free or reduced lunch program.
Kauai CC Scholarships and UH System Scholarships	The institution administers several scholarships which require separate application materials.

Calendar
Academic and related financial aid events

Scholarships
Several recommended websites to apply and search for scholarships

FA Policies
Academic progress, federal repayment, and distance classes. My Rights & Responsibilities.

Apply for Financial Aid!

Related Interest

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